About us
About Loan Hotline
A business finance service built around one idea: you shouldn't have to chase anyone to get a straight answer.
Why a hotline that rings you?
Plenty of business owners know this story. They needed finance, found a number, waited on hold, explained everything to someone who couldn't help, got transferred, explained it again, and hung up with a vague promise that someone would be in touch. Meanwhile the ATO letter, the supplier's deadline or the payroll date didn't move.
Loan Hotline turns that around. You spend about a minute telling us what's going on and when suits you to talk. A lending specialist reads it, then rings you in your chosen window — in your own time zone — already across your situation. No hold music, no phone tree, no starting from scratch.
Who we help
Australian business owners who'd rather talk something through than fill in a long application. Sole traders, partnerships, companies and trusts. Tradies between jobs, cafés through a slow winter, wholesalers waiting on a big customer, owners buying equipment or a business, and businesses with an ATO balance or a credit history that makes the usual channels hard work.
We help with business purposes only:
- Property-secured business loans from $20,000 to $5,000,000 — first mortgages, second mortgages and caveat loans over residential or commercial property.
- Unsecured, cash flow and line-of-credit options for trading businesses, typically $5,000 to $500,000, sized on turnover and bank statements.
- Past credit issues and ATO debt considered case by case.
The promises we keep
No credit check to ask
Requesting a call-back and talking through your situation doesn't touch your credit file. That only comes up if you decide to go ahead.
One call, not twenty
We don't spray your details across a pile of lenders. No lead farming, no flood of strangers ringing you.
A real specialist rings you
A person reads your request before they call, so the first conversation starts where you are. Accurate answers on the form mean the right option first time.
We never publish interest rates, because every business loan is priced on the whole situation — security, trading, purpose, term and timing. What we will do is talk about the total cost of the options that genuinely fit, in dollars, once we understand your situation.
How we work
- Prepare. Our call-prep tool and situation guides show what to have ready for your particular situation, so the first call can go somewhere.
- Ask. A short call-back request, with your preferred window.
- Talk. A real specialist rings you, asks the questions that matter, explains realistic options and answers yours. Our questions worth asking any lender are there to help you hold us to that.
- Decide. If there's a fit, we explain exactly what's needed next. If borrowing isn't the right answer, we'll say so.
Why we ask for accurate answers
Because the whole point is getting you to the right option on the first call. The amount, what it's for, your state and whether you own property change which options are realistic more than anything else. When those are right, the specialist can do their homework before ringing. When they're guessed, the first call becomes a do-over.
What we don't do
- We don't sell or auction your enquiry, or spray it across a list of lenders.
- We don't run a credit check when you ask for a call-back.
- We don't ask for passwords, and we don't charge a fee to "release" a loan.
- We don't help with personal loans or home loans — only business purposes.
Ready to talk? Request your call-back and pick a time that suits.
Pick a time. We'll do the ringing.
Tell us what you need help with in about a minute. A real specialist calls in the window you choose — no credit check to ask, and your details aren't passed around.
No credit check to ask
One call, not twenty
A real specialist rings you