Before we ring you

Call prep by situation

Pick the situation that sounds like yours. Each page covers what the specialist will ask, what to have within reach and the questions worth asking back.

Request a call-back →No credit check to ask

ATO debt

Calling about a business loan for ATO debt? The questions you'll be asked, the ATO figures and letters to have ready, and what to ask before you borrow.

Equipment or vehicle

Getting ready for a call about equipment or vehicle finance? The quote details, seller checks and questions that make the first conversation count.

Borrow against property

Preparing for a call about a property-secured business loan? The property, ownership and existing-mortgage details to have ready, and what you'll be asked.

Cash flow gap

Preparing for a call about a cash flow gap? How to size the gap, the week-by-week numbers to have ready, and the questions a specialist will ask you.

Refinance existing debt

Planning to refinance business debt? The debt list, payout figures and statements to have ready, the questions you'll be asked and how to compare the options.

Short-term / caveat loan

Preparing for a call about a caveat loan? The property, ownership, deadline and exit details to have ready, the questions you will get and what to ask.

Stock or inventory

Calling about funding a stock or inventory purchase? The supplier order, payment terms and sell-through numbers to have ready, and what you'll be asked.

Wages, PAYG or super

Calling about a wages, PAYG or super shortfall? What Payday Super changed from 1 July 2026, the payroll figures to have ready and what you'll be asked.

Buying a business

Preparing for a call about finance to buy a business? The sale details, seller financials and lease terms to have ready, and what a specialist will ask you.

Fit-out or renovation

Calling about finance for a shop fit-out or renovation? The builder quotes, lease details and payment schedule to have ready, and what you will be asked.

Newer business

Newer business looking for a loan? What lenders ask when there's little trading history, the details that fill the gap and how to prepare for the first call.

Past credit issues

Past defaults, judgments or ATO trouble? How to prepare for a business loan call with a credit history, what you'll be asked and how to explain it clearly.

Not sure where to start?

Build your call plan in under a minute

Pick your topic, amount, urgency, state and best time. The call-prep tool gives you a have-this-ready checklist and your call window in local time, then you can request the call-back.

Open the call-prep tool → Skip to call-back request

Pick a time. We'll do the ringing.

Tell us what you need help with in about a minute. A real specialist calls in the window you choose — no credit check to ask, and your details aren't passed around.

Request my call-back → Prep for the call

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